None of us likes to consider the possibility that we may one day find ourselves unable to manage our own affairs. It is a boon that we can expect to live longer, but longer life often involves a loss of independence, and the possibility of that loss of independence necessitates forward planning. It is essential to ensure that someone can take up your day to day responsibilities in the event that you lose physical or mental capacity and one of the simplest and most cost-effective tools available for these purposes is the Enduring Power of Attorney (“EPOA”).
MJM’s Kimberley D. Caines has been recognized as a “Rising Star” in the Fall issue of Bermuda:Re+ILS magazine. The feature is called Talent shining through. A rising star is a talented young person (under 35) who is doing an outstanding job in their industry and reshaping it in the process.
In the USA, “Companies and marketing firms have been gathering information about customers and potential customers for years, collecting their names and addresses, tracking credit card purchases, and asking them to fill out questionnaires, so they can offer discounts and send catalogues. But today we are giving up more and more private information online without knowing that it's being harvested and personalized and sold to lots of different people...” ..."It's not about what we know we're sharing, it's about what we don't know is being collected and sold about us." (CBS News, March 9 2014)